Lyft Direct makes saving effortless

With the Lyft Direct debit card and banking app, you can get cash back on gas or EV charging, earn interest on your savings, and access your earnings instantly.

Cash back on gas, groceries, and more

The higher your Lyft Rewards tier, the more cash back you’ll earn on gas or EV charging.



Earn 1–10% cash back on gas when you pay at the pump and an additional 1% at Mastercard® Easy Savings gas stations. Find locations right in the Lyft Direct app.





Get 1–12% cash back on public EV charging.





Earn up to 5% cash back at select restaurants and 1% on groceries.


Grow your savings



Earn up to 3.75% interest* when you opt into the Lyft Direct Savings account in your banking app.





Make saving even easier when you set automatic contributions from your earnings.





Track your spending at a glance and set budgets so you can manage your finances with ease.


Access your earnings instantly



Enjoy free instant payouts to your Lyft Direct debit card after every ride. No waiting, no transfer fees.





Use your card anywhere Mastercard® is accepted.





Free cash withdrawals at 20,000+ ATM locations. No low-balance fees, and no maintenance fees.


Score more perks



Save on driving expenses with discounts at Jiffy Lube, National Tire and Service Center, Pep Boys, and Tire Kingdom.





Access $50 to $200 in Balance Protection to cover unexpected purchases.





Free access to Wellness Perks by Avibra, like life and accident insurance.


Banking you can bank on

Banking you can bank on

Trusted financial partners

The Lyft Direct debit card is issued by our bank partner, Stride Bank, member FDIC, and powered by Payfare.

Your earnings are secure

Deposits are insured up to $250,000 by Stride Bank, member FDIC.

Getting help is easy

You can get support from Payfare right in your Lyft Direct app.

FAQs

The Lyft Direct Mastercard® debit card is issued by Stride Bank, N.A., member FDIC, pursuant to a license by Mastercard International.

The Lyft Direct debit card is subject to the Stride Bank Account Agreement, Payfare Program Terms, and E-SIGN Agreement.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International.

Rewards categories and amounts subject to change without notice and vary based on Lyft Reward Tier. Cashback rewards are earned for select purchases using your debit card and become available for redemption as those purchases settle. For cashback on gas, only payments made at the pump are eligible. Payment for gas made inside the gas station is not generally eligible for cashback. Gas merchant classification is subject to Mastercard rules. See the Payfare Program Terms for details.

Ride fare earnings will be sent after each ride. There may be instances where funding is delayed. Tips will be sent based on the Rider’s selection, which may take place up to 24 hours after the ride is completed.

Wellness Perks is powered by Avibra and subject to eligibility for active Lyft Direct users. To be considered active, you must have received a payout to your Lyft Direct card within the last 60 days. Wellness Perks are subject to change without notice; select services are limited by state residency.

Interest is offered only on the optional savings account that you may sign up and open along with your Lyft Direct debit card account. The interest rate and annual percentage yield (APY) as advertised are accurate as of 10/01/2024. Rates are variable and may change at any time without notice before or after the account is opened at our sole discretion. Savings Account interest is calculated using the daily end of day balance calculation method. This method applies a daily periodic rate to the principal balance in the Savings Account each day and interest is paid to your Savings Account on the first day of each calendar month if the interest for the month is at least $0.01. Additional terms and conditions apply.

Balance Protection is only available to Lyft Direct debit card users with enabled instant payouts to the card after every trip. Eligible amount is dependent on the driver's Lyft Rewards tier. Eligibility requirements for Balance Protection subject to change without notice. Terms and conditions apply.

When leaving Lyft’s website and linking to an unaffiliated web site hosted by another party, you will no longer be subject to, or under the protection of, Lyft’s privacy and security policies. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. Lyft assumes no liability for the content, information, security, policies, or transactions provided by these other sites.